Are you exploring rewarding credit card options tailored to your shopping and lifestyle needs? If you frequently shop with Tata brands such as BigBasket, Croma, Tata CLiQ, or book flights via Air India, then it’s time to consider Tata Neu Credit Card Apply. Designed in collaboration with HDFC Bank, the Tata Neu Credit Card offers significant rewards through NeuCoins, with benefits that seamlessly integrate with the Tata Neu app.
This blog covers everything you need to know — including features, fees, rewards, how to apply, and comparisons — to help you decide if this card suits your financial goals.
Table of Contents
What Is the Tata Neu Credit Card?
The Tata Neu Credit Card is a co-branded offering between Tata Digital and HDFC Bank, built around Tata’s all-in-one digital ecosystem. Available in two variants — Tata Neu Plus and Tata Neu Infinity — the card caters to both regular and premium users who want maximum value from their spending across Tata group brands.
Why You Should Apply for Tata Neu Credit Card
Here are compelling reasons why you should consider Tata Neu Credit Card apply options now:
- High rewards on Tata brand spends (up to 10% NeuCoins)
- Instant virtual card issuance via Tata Neu app
- Redeemable NeuCoins on purchases across multiple Tata services
- Airport lounge access with the Infinity variant
- Low annual fees compared to most lifestyle cards
Tata Neu Credit Card Variants and Features
| Feature | Tata Neu Plus Credit Card | Tata Neu Infinity Credit Card |
|---|---|---|
| Annual Fee | ₹499 + GST | ₹1499 + GST |
| NeuCoins on Tata Brand Spends | 5% | 10% |
| NeuCoins on Other Spends | 1.5% | 1.5% |
| Welcome Bonus | ₹499 in NeuCoins | ₹1499 in NeuCoins |
| Lounge Access | No | 8/year (2/quarter) |
| Fuel Surcharge Waiver | Up to ₹250/month | Up to ₹500/month |
| Forex Markup Fee | 3.5% | 2% |
These features make the card a solid option if you want to combine reward earnings with everyday convenience, especially when used through the Tata Neu app.
How to Apply for the Tata Neu Credit Card
The Tata Neu Credit Card Apply process is entirely digital and takes just a few minutes. Here’s how to get started:
- Download and open the Tata Neu App.
- Go to the Credit Card section.
- Choose between the Plus or Infinity variant.
- Fill in basic details and complete digital KYC.
- Get instant approval and receive a virtual card for immediate use.
You can also use this direct link to apply:
👉 Apply Now for Tata Neu Credit Card
Rewards & Redemption: How NeuCoins Work
| Spend Type | NeuCoins (Plus) | NeuCoins (Infinity) |
|---|---|---|
| Tata Neu App | 5% | 10% |
| Other Tata Brands | 1.5% | 1.5% |
| Non-Tata Spends | 1.5% | 1.5% |
| EMIs | 1% | 1% |
| Wallet Loads, Fuel | No Rewards | No Rewards |
Redemption:
1 NeuCoin = ₹1. You can redeem them directly during checkout on the Tata Neu app across brands like BigBasket, Croma, Air India, and IHCL Hotels.
Charges & Fees
| Particular | Tata Neu Plus | Tata Neu Infinity |
|---|---|---|
| Annual Fee | ₹499 + GST | ₹1499 + GST |
| Renewal Fee | Same as above | Same as above |
| Interest Rate | 3.6% per month | 3.6% per month |
| Late Payment | ₹100 to ₹1300 based on amount due | Same |
| Cash Advance Fee | 2.5% (Min ₹500) | Same |
| Forex Mark-up | 3.5% | 2% |
Comparison With Other Popular Credit Cards
| Card | Best For | Rewards | Annual Fee | Lounge Access |
|---|---|---|---|---|
| Tata Neu Infinity | Tata brand loyalty | 10% NeuCoins | ₹1499 | Yes |
| Amazon Pay ICICI | Amazon shopping | 5% on Amazon | ₹0 | No |
| Flipkart Axis | Flipkart & Myntra | 5% cashback | ₹500 | No |
| HDFC Millennia | General online shopping | 5% | ₹1000 | Yes |
For those who already spend regularly on Tata services, the Tata Neu Credit Card Apply process offers better returns than these alternatives.
Latest Tata Neu Credit Card Offers (June 2025)
- Flat ₹500 off on your first Tata CLiQ order above ₹2999
- Extra 5% NeuCoins on BigBasket every weekend
- 10% NeuCoins on IHCL hotel bookings via Tata Neu
- Instant discounts on electronics at Croma
These offers are updated regularly inside the Tata Neu app, making it even more rewarding to complete your Tata Neu Credit Card apply today.
Pros and Cons of Tata Neu Credit Card
✅ Pros
- Up to 10% rewards in NeuCoins
- Instant card approval and usage
- Seamless redemption inside Tata Neu app
- Airport lounge access with Infinity variant
- Useful for groceries, gadgets, travel, and healthcare
❌ Cons
- Lower rewards for non-Tata spends
- No reward on fuel or wallet loads
- NeuCoins expire in 365 days
- App dependency for managing the card
FAQs
Q1. Is the Tata Neu Credit Card worth applying for?
Yes, especially if you’re already spending on Tata group platforms. It offers high NeuCoin rewards, easy redemptions, and good travel perks (on Infinity).
Q2. Are NeuCoins easy to redeem?
Absolutely. NeuCoins can be used as currency inside the Tata Neu app with 1:1 value.
Q3. Who is eligible to apply?
Applicants must be Indian residents aged 21–65 with a decent credit score and income proof.
Q4. Which card should I choose – Plus or Infinity?
Choose Plus if you’re a moderate spender, and Infinity if you want lounge access and higher Tata brand rewards.
Should You Go for Tata Neu Credit Card Apply?
If you’re a frequent user of Tata services and want a card that delivers meaningful cashback through NeuCoins, then the Tata Neu Credit Card Apply process is a smart step forward. With high reward rates, welcome benefits, and a user-friendly application process, this card offers excellent value for both regular and premium users within the Tata ecosystem.
👉 Don’t miss out — Apply Now for Tata Neu Credit Card and start earning rewards today.
Disclosure: This post contains affiliate links. If you apply for the Tata Neu Credit Card through these links, I may earn a small commission at no extra cost to you.
