If you’ve been looking for a credit card that’s truly lifetime free, comes with guaranteed approval, and packs in a ton of everyday discounts, the IDFC FIRST WOW Credit Card is probably already on your radar. But here’s the thing — the benefits go far beyond just being a secured, lifetime free card.
With exclusive shopping, dining, travel, and entertainment offers, this card helps you save every time you swipe, tap, or shop online. In this detailed guide, we’ll explore the best IDFC FIRST WOW Credit Card offers across platforms like Flipkart, Myntra, Zomato, Yatra, and more — plus a few tricks to get the most out of them.
Quick Snapshot of Key IDFC FIRST WOW Card Offers
| Category | Partner | Offer | Savings Type | Conditions |
|---|---|---|---|---|
| Shopping | Flipkart | 10% Instant Discount | Instant | Select items, during sales |
| Myntra | 10% Instant Discount | Instant | Fashion & accessories | |
| Ajio | 10% Instant Discount | Instant | Select items | |
| Tata CliQ | 10%-15% Instant Discount | Instant | Varies by brand | |
| Dining | 1500+ Restaurants | Up to 20% off | Instant | Partner list only |
| Zomato Dining | 15% off | Instant | Selected restaurants | |
| Travel | Yatra, GoIbibo, MMT | 10%-20% off | Instant/Code | Flights & hotels |
| Entertainment | BookMyShow | 50% off on movie tickets | Instant | Monthly cap applies |
| Other Benefits | 1MG, Sugar Cosmetics | 10%-15% off | Instant | Selected products |
Why the IDFC FIRST WOW Credit Card is Different
Before diving into the partner-specific offers, it’s worth understanding why this card stands out:
- Lifetime Free – No joining or annual fees, ever.
- Guaranteed Approval – No credit history or income proof needed; backed by a fixed deposit.
- Set Your Own Credit Limit – Linked to your FD, you choose the limit.
- Reward Points That Never Expire – Every purchase counts.
- Zero Forex Markup Fee – Perfect for international shopping or travel bookings.
- Interest-Free Cash Withdrawals – Up to 48 days without interest from ATMs.
Now, let’s get into the fun part — the offers that make it a true money-saver.
1. Best Shopping Discounts with the IDFC FIRST WOW Credit Card
Shopping online? This card ensures you rarely pay full price.
Flipkart
- Offer: 10% Instant Discount on select categories and sales.
- How to Avail:
- Use the IDFC FIRST WOW Credit Card at checkout.
- Look for “Instant Discount” under payment offers.
- Pro Tip: Combine Flipkart festive sale discounts with bank offers for double savings.
Example: If you buy a ₹10,000 smartphone during the Big Billion Days Sale with an extra 10% card discount, you could save ₹1,000 instantly — on top of existing price cuts.
Myntra
- Offer: 10% Instant Discount on fashion, footwear, and accessories.
- How to Avail: Apply the offer code shown during Myntra sales and pay via the IDFC FIRST WOW Card.
- Extra Tip: Stack with Myntra Insider points for even more savings.
Ajio
- Offer: 10% Instant Discount on select purchases.
- Best Time to Shop: During the “Ajio Big Bold Sale” where discounts + bank offers combine to 50–70% off.
Tata CliQ
- Offer:
- 10% off on electronics and fashion.
- 15% off on premium brands via Tata CliQ Palette.
- Why It’s Great: Tata CliQ frequently runs “brand days” where the bank offer becomes the icing on the cake.
2. How to Save 20% on 1500+ Restaurants with the IDFC FIRST WOW Card
Dining out is no longer just about enjoying the food — it’s about enjoying the savings too.
The Dining Discount Network
With the IDFC FIRST WOW Credit Card, you get access to 20% instant discounts at over 1,500 restaurants across India.
- How to Avail:
- Check the partner list through the IDFC FIRST Rewards website or app.
- Inform the restaurant before billing that you’ll pay with the IDFC WOW Credit Card.
- The discount is applied instantly to your bill.
Popular Cities with Partner Restaurants
- Mumbai – Café Zoe, Social, Smoke House Deli
- Delhi NCR – Olive Bar & Kitchen, Indian Accent, Social
- Bengaluru – Toit, Truffles, The Black Rabbit
- Chennai – The Marina, Benjarong, Bombay Brasserie
Pro Dining Tips:
- Pair with food delivery discounts on Zomato (15% off) when you’re not dining out.
- Use the dining offer on group dinners to multiply your savings — the bigger the bill, the bigger the discount.
- Check if the restaurant has “Happy Hours” and combine both offers for massive savings.
3. Travel & Booking Discounts — Yatra, Goibibo & More
For frequent travelers, the IDFC FIRST WOW Credit Card offers instant travel booking discounts:
- Yatra – 10–20% off on domestic and international flight + hotel bookings.
- GoIbibo & MakeMyTrip (MMT) – Seasonal offers with up to ₹5,000 off on trips.
- Adani One – Instant savings on flight bookings.
Pro Tip: Always compare base fares before applying the offer to ensure the discount is genuine.
4. Entertainment Offers — 50% Off on BookMyShow
Love movies or live events? This one’s a game-changer.
- Offer: Flat 50% off on BookMyShow movie tickets (valid on specific days or up to a maximum discount per month).
- Best Use:
- Book two tickets together to maximize the offer.
- Use during blockbuster releases where ticket prices are highest.
Extra Entertainment Perks:
- Access to live shows, concerts, and sports events via partner tie-ups.
- Exclusive pre-sale access for certain events.
5. Other Partner Discounts You Shouldn’t Miss
The IDFC FIRST WOW Credit Card offers don’t stop at shopping, dining, and entertainment. Some underrated deals include:
- 1MG – 10% discount on medicines + lab tests.
- Sugar Cosmetics – 15% off beauty products.
- Zomato Dining – 15% off on partner restaurants.
- Fuel Surcharge Waiver – 1% waiver up to ₹200/month.
6. How to Maximize Your IDFC FIRST WOW Credit Card Offers
Getting the card is step one. Using it smartly is what brings the real savings:
- Track Offer Validity – Partner discounts may have monthly or seasonal limits.
- Combine with Sale Events – Flipkart BBD, Myntra EORS, Ajio Big Bold Sale, etc.
- Link with Reward Points – Use points for cashback or vouchers when offers aren’t available.
- Use FD Flexibility – Increase your FD to raise your credit limit before a big purchase to keep your utilization ratio low.
- Bookmark the Offer Page – IDFC FIRST Rewards Partner Offers lists current deals.
7. Who Should Get This Card?
This card is perfect for:
- Students & Young Professionals – No credit score required.
- Frequent Shoppers – Regular Flipkart, Myntra, Ajio buyers.
- Foodies – Dining out or ordering on Zomato multiple times a month.
- Movie Buffs – Regular BookMyShow users.
- Travel Enthusiasts – Book flights or hotels multiple times a year.
8. How to Apply for the IDFC FIRST WOW Credit Card
Eligibility:
- Age: 21–60 years (Salaried), 25–60 years (Self-employed)
- FD account with IDFC FIRST Bank
Steps:
- Open a Fixed Deposit with IDFC FIRST Bank (min. ₹5,000).
- Apply online or via the bank branch.
- Get instant approval and set your credit limit linked to the FD.
Pros & Cons of the IDFC FIRST WOW Credit Card
| Pros | Cons |
|---|---|
| Lifetime free, no hidden fees | Requires FD for approval |
| Guaranteed approval | Credit limit linked to FD amount |
| Partner discounts across shopping, dining, travel, entertainment | Offers vary by season |
| Zero forex markup fee | Monthly caps on some discounts |
| Reward points never expire | Not suitable for those without FD funds |
FAQs About IDFC FIRST WOW Credit Card Offers
Q1: Do these offers change over time?
Yes, partner offers may vary seasonally.
Q2: Can I combine these offers with platform coupons?
In most cases, yes — especially during sales events.
Q3: Is there a cap on BookMyShow discount?
Yes, a monthly maximum applies (check terms on BookMyShow).
Q4: Does the dining offer apply to takeaway?
Mostly for dine-in, but check with the restaurant.
Apply Now for the IDFC FIRST WOW Credit Card
Ready to start saving on Flipkart, Myntra, Zomato, Yatra, BookMyShow and 300+ brands?
👉 Apply for the IDFC FIRST WOW Credit Card Here
Don’t miss my guide on Best Dining Credit Card in India: Save ₹15,000 Now!
Why the IDFC FIRST WOW Credit Card Offers are a Game-Changer
From 10–20% partner shopping discounts to 20% off at 1,500+ restaurants, 50% off BookMyShow tickets, and travel savings with Yatra, the IDFC FIRST WOW Credit Card offers an unmatched spread of lifestyle benefits.
It’s rare to find a lifetime free card that combines guaranteed approval with such a wide network of offers across shopping, dining, travel, and entertainment. Whether you’re upgrading your wardrobe, booking a vacation, or enjoying a night out, this card ensures you get more for less.
If you’re ready to start saving on every spend, check the latest IDFC FIRST WOW Credit Card offers here and apply today.
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